Privacy Policy
Effective date: December 4, 2023
At Wealthgrade, Inc. (“Wealthgrade,” “we,” “us,” “our”), we provide a platform for users to see how their financial posture compares to people in similar demographics.
To that end, we are committed to maintaining and respecting the privacy and confidentiality of our users (“you,” “your,” or “Users”). This privacy policy describes our policies and procedures on the collection, use and disclosure of your information (“personal information”) when you visit subdomains and websites on https://wealthgrade.io/ (“Sites”) or use our application (“App”) (collectively, “Services”).
Please click the following links to learn more about our privacy policy:
1. Processing Activities Covered
This privacy policy applies to the processing of personal information collected by us when you:
Third Party Links and Websites. Our Sites or App may contain links to and from websites of third parties. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any data to those websites.
2. Information We Collect
Information You Give Us. You may give us information by signing up for an online account, entering information through our online forms or surveys, inputting information while using our Services, or contacting us by phone or email for information or customer service.
The categories of information include:
Information We Automatically Collect. Like many website and app operators, we collect information that you send whenever you visit our Sites or App.
This includes information such as your device's internet protocol address (e.g., IP address), browser type, browser version, the pages of our Sites that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data. When you access the Services by or through a mobile device, we may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device unique id, the IP address of your mobile device, your mobile operating system, the type of mobile internet browser you use, unique device identifiers and other diagnostic data. We may also collect information that your browser sends whenever you visit our Services or when you access the Services by or through a mobile device.
Information We Collect from Third Parties. If you access our Sites through third parties (e.g., Facebook or Google), or if you share content from our Sites to a third-party social media service, the third-party service may send us certain information about you if the third-party service and your account settings allow such sharing. The information we receive will depend on the policies and your account settings with the third-party service.
3. How We Use Your Information
We use your personal information for the following purposes:
Marketing. We may use your personal information to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe instructions provided in any email we send, or you can contact us using the contact details provided in the “Contact Information” section below. You will still continue to receive service-related messages concerning products and services you have purchased (unless we have indicated otherwise).
4. How We Share Your Information
To Users or the Public with Your Consent. We may share your personal information with other Users or the public with your consent.
Affiliates. We may share your information with our third-party service providers and any subcontractors as required to offer you our products and Services. The service providers we use help us to:
Some external service providers may also collect information directly from you (e.g., a payment processor may request your billing and financial information) in accordance with their own privacy policy. These external service providers do not share your financial information, like credit card numbers, with us, but may share limited information with us related to your purchase, like your zip code.
Aggregated Data. We may also aggregate or otherwise strip information of all personally identifying characteristics and may share that aggregated, anonymized data with third parties or publish it. This data does not personally identify you and helps us to measure the success of our Services and its features and to improve your experience. We reserve the right to make use of any such aggregated data as we see fit.
Disclosures Required by Law. We may be required to disclose your data in response to lawful requests by public authorities, including to meet law enforcement requirements. We may be under a duty to disclose or share your personal information to comply with any legal obligation, to enforce or apply our terms and conditions and other agreements, to protect our rights, property, or safety, or to protect the rights, property, or safety of others. This includes exchanging information with other companies and organizations for the purposes of fraud protection.
Third Party Marketing. California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information to third parties for the third parties’ direct marketing purposes. However, we do not share your personal information to third parties for the third parties’ direct marketing purposes.
5. How We Respond to ‘Do Not Track’ Signals
Do Not Track (“DNT”) is a privacy preference that users can set in certain web browsers. DNT is a way for users to inform websites and services that they do not want certain information about their webpage visits collected over time and across websites or online services. We do not recognize or respond to browser-initiated DNT signals, as the Internet industry is currently still working toward defining exactly what DNT means, what it means to comply with DNT, and a common approach to responding to DNT.
6. Children’s Privacy
Our Services are not intended for anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from anyone under the age of 18 without verification of parental consent, we take steps to remove that information from our servers.
7. Data Security and Retention
Data Security. We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your Personal Data. However, no website, application, or transmission can guarantee security. Thus, while we have established and maintain what we believe to be appropriate technical and organizational measures to protect the confidentiality, security, and integrity of personal information obtained through the Services, we cannot ensure or warrant the security of any information you transmit to us.
Data Retention. We retain your personal information only for as long as is necessary for the purposes set out in this privacy policy. We will retain and use your personal data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. The company will also retain usage data for internal analysis purposes. Usage data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Services, or we are legally obligated to retain this data for longer time periods.
8. Change of Control
Personal information may be transferred to a third party because of a sale, acquisition, merger, reorganization, or other change in control.
9. Policy Updates
We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page. You are advised to review this privacy policy periodically for any changes. Changes to this privacy policy are effective when they are posted on this page.
10. Contact Information
If you wish to contact us or have any questions about or complaints in relation to this privacy policy, please contact us at the following contact details: